Discover the best free financial literacy courses in India to learn budgeting, savings, investments, and money management. Choose courses from trusted platforms like NISM, SWAYAM, Skill India, and Khan Academy to build financial skills with certificates.
If you have ever felt like managing money is harder than it should be, the best free financial literacy courses in India are a good place to start. As a student or even a working professional, we know how easy it is to get lost between expenses, savings, and the occasional splurge. These courses break things down in a simple way; you can pick up the basics of budgeting, banking, and financial planning without paying a rupee. What we like most is that they help you build habits that actually stick. And if you are looking to make better financial decisions for your future, the list of free courses below will point you in the right direction.
Top Platforms for Financial Literacy Courses in India
Here is the list of the best platforms in India that offer free finance education.
Platform | Popular Courses | Highlights |
|---|---|---|
NISM | Financial Literacy Course for Bharat, Financial Planning (Basic) | Govt.-recognized, strong focus on investing, retirement planning & market basics; exam-based certificate |
SWAYAM | Financial Literacy by BHU, Introduction to Banking and Financial Markets (IIMB) | Covers savings, insurance, stock market, and financial decision-making with academic credibility |
Skill India Digital Hub | Financial Literacy Course, Finance for All | Entry-level friendly; teaches budgeting, income vs. expenses, goal-based savings |
IDFC FIRST Academy | Financial Literacy | Corporate-led, designed for real-world application in money management and banking practices; certificate included |
Khan Academy | Financial Literacy, Personal Finance | Global courses with simple modules on saving, loans, credit, and retirement; great for beginners |
NCFE (National Centre for Financial Education) | E-Learning Basic Financial Literacy, Investor Awareness Programs | Govt.-supported; 20+ modules on fraud prevention, UPI safety, investments & banking; free certificate |
Coursera | Personal & Family Financial Planning, Financial Markets (Yale), Finance for Everyone | International recognition; detailed lessons on investments, insurance, debt, and behavioural finance |
Also Read: Top 10 Finance Courses for College Students
List of Best Free Financial Literacy Courses in India
Here, we have curated a list of the top free financial literacy courses.
Course | Platform |
|---|---|
Financial Literacy Course for Bharat | National Institute of Securities Markets (NISM) |
Financial Literacy by Banaras Hindu University | SWAYAM (Government of India) |
Financial Literacy Course | Skill India Digital Hub |
Financial Literacy (Foundation, Intermediate & Advanced Modules) | IDFC FIRST Academy |
Financial Literacy | Khan Academy |
E-Learning Basic Financial Literacy | National Centre for Financial Education (NCFE) |
Personal and Family Financial Planning | Coursera (University of Florida) |
Details of the Top Free Financial Literacy Courses
Given here are the details of all the top courses for financial literacy.
Financial Literacy Course for Bharat
Particulars | Details |
|---|---|
Platform | National Institute of Securities Markets (NISM) |
Duration | 22 hours |
What it covers | Basics of money management, effective budgeting strategies, investment planning, retirement savings, and managing financial risks for individuals and families. |
Certificate | Provided upon passing an exam |
Financial Literacy by Banaras Hindu University
Particulars | Details |
|---|---|
Platform | SWAYAM (Government of India) |
Duration | Self-paced |
What it covers | Introduction to financial planning with a focus on budgeting, building savings habits, understanding insurance policies, and exploring safe investment options like PPF, NPS, and fixed deposits. |
Certificate | Available after completion |
Financial Literacy Course
Particulars | Details |
|---|---|
Platform | Skill India Digital Hub |
Duration | Self-paced |
What it covers | Fundamental concepts of distinguishing needs vs. wants, calculating income, tracking expenses, and developing practical monthly financial plans for individuals and households. |
Certificate | Available upon completion |
Financial Literacy (Foundation, Intermediate & Advanced Modules)
Particulars | Details |
|---|---|
Platform | IDFC FIRST Academy |
Duration | Flexible |
What it covers | Interactive lessons on saving, debt management, budgeting tools, and the basics of investing to promote long-term financial discipline and awareness. |
Certificate | Provided after course completion |
Financial Literacy
Particulars | Details |
|---|---|
Platform | Khan Academy |
Duration | 1 week |
What it covers | A simple yet comprehensive introduction to saving money, creating budgets, managing loans and credit, understanding insurance, exploring investment opportunities, and planning for retirement. |
Certificate | Not specified, but highly regarded for foundational knowledge |
E-Learning Basic Financial Literacy
Particulars | Details |
|---|---|
Platform | National Centre for Financial Education (NCFE) |
Duration | 5 hours |
What it covers | Covers banking operations, digital payments, investments, basics of insurance, fraud and scam detection, and UPI safety, structured into 20 short, interactive modules. |
Certificate | Free certificate available after completion |
Personal and Family Financial Planning
Particulars | Details |
|---|---|
Platform | Coursera (University of Florida) |
Duration | 2 weeks |
What it covers | In-depth learning on personal and family budgeting, managing insurance and taxes, building savings, understanding investments, and controlling debt effectively. Best suited for college students and working professionals. |
Certificate | Available upon completion |
Also Read: MBA in Finance or MBA in Marketing: Which One is Better?
How to Choose the Right Course for Free Finance Education?
Here are some tips to help you choose the best free financial literacy courses in India.
Particulars | Details |
|---|---|
Check the Course Syllabus | Check if the course covers essential topics like savings, investments, taxation, and budgeting that are directly useful in real life. |
Look for Certificates | Choose courses that provide recognized completion certificates, as they add credibility to your learning. |
Evaluate the Platform | Choose trusted providers like NISM, SWAYAM, Skill India, or Khan Academy to ensure quality and authenticity. |
Check Duration of the Course | Pick a course duration that matches your schedule, so you can finish it without dropping out midway. |
Match Your Goals | Select courses tailored to your needs. If you want to manage personal finances better or prepare for a finance-related career, search for courses that match your demands. |
In the end, learning how to manage money doesn’t have to be expensive or complicated. The best free financial literacy courses in India give you practical ways to understand saving, spending, and investing in a way that actually fits real life. If financial freedom is something you’re aiming for, these courses are a great place to begin.
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