Documents Required for WB Student Credit Card

Q: Should I send any hard copy of the completed form once the registration and filling up of the WBSCC form is over?

No, you don&rsquo;t need to send any hard copy of the completed form once the registration and filling up of the WBSCC form is over. However, you must preserve a hard copy of the WBSCC registration form for your future reference.

Q: Do I have to furnish the domicile certificate and Caste certificate for filling up the form under the WB Student Credit Card Scheme?

No, you don&rsquo;t have to furnish a copy of your domicile certificate and Caste certificate for filling up the form under the WB Student Credit Card Scheme.

The filled common application form, address proof and personal identification of the applicants, academic records, admissions confirmation, and income certificates, are all included under the documents required for WB student credit card. Find in detail about WB Student Credit Card documents below.

Table of Contents

WB Student Credit Card Documents List
Importance of WB Student Credit Card Documents
Faqs

The documents required for WB Student Credit Card include Aadhaar Card or any valid ID proof like Voter ID, PAN Card for loans above INR 4 lakh, Class 10 & 12 Mark Sheets or last qualifying exam mark sheet, Admission Letter from a recognized institution, course fee structure issued by the institution, recent Passport Size Photograph etc. among others. Launched by the Government of West Bengal, the West Bengal Student Credit Card (WBSCC) is an initiative for permanent residents of West Bengal to provide collateral-free education loans up to INR 10 lakh at low interest rates for students pursuing higher education in a recognized institution in India and abroad. The WB Student Credit Card documents are required to determine your eligibility for B.A., M.A., B.Sc., M.Sc., B.Com., M.Com., B.E., B.Tech course , M.E., M.Tech. (Engineering & Technology), BBA, MBA, MBBS, etc., are eligible courses in India and abroad. Appropriate documentation is mandatory for a seamless application process and prompt loan approval.

Also Read: How to Apply for West Bengal Student Credit Card?

WB Student Credit Card Documents List

It is compulsory for you to meet certain eligibility criteria and submit the mandatory documents to ensure that the loan is being disbursed to genuine students and can be repaid responsibly at a 4% per annum interest rate. You are required to keep the scanned images of the following West Bengal Student Credit Card Scheme (WBSCC) documents ready:

Proofs	List
Identity Proof (Also for student loan WB KYC)	Any valid ID Proof like Aadhaar Card or Voter ID in .pdf format, between 400 KB and 50 KB ID Proof of Co-Borrower (Parent/ Guardian) that include Aadhaar/ PAN/ Voter ID First 2 pages and last page of Passport, and visa page in .pdf format and size between 50 KB to 400 KB A Proof of your Date of Birth, e.g. Birth Certificate / Class 10th Board Admit card or pass certificate in .pdf format and size between 50 KB to 400 KB
Educational Documents Required for WB Student Credit Card	Marksheets of Class 10 & Class 12 or last qualifying exam Rank Card of Entrance Exams like JEE, NEET exam , WBJEE, etc. (if applicable)
Proof of Admission	Admission letter from the recognized college/ university/ institution where the applicant has secured admission in .pdf format and size between 50 KB to 400 KB
Course and Fee Details of Institute	Approved course structure containing the details of the duration and curriculum of the course Official fee structure of the course issued by the institution Prospectus/ Certificate (from the competent authority of the institution) containing information on charges like Admission Fee, Examination Fee, Hostel Charges etc. in .pdf format between 400 KB and 50 KB
Financial Documents	Your PAN card/ PAN undertaking document for availing loans above INR 4 lakh in .pdf format and size between 50 KB to 400 KB Guardian/ co-borrower’s PAN card/ PAN undertaking document in .pdf format and size between 50 KB to 400 KB Income Proof (Salary Slip, IT Return, or Income Certificate) of the Co-Borrower (Income Tax Returns of the last two years for the co-applicant) Family Income Certificate to be issued by BDO, SDO, or competent authority or Form 16 of the Co-borrower Bank statements of the co-borrower for the last six months
Residence Proof	Permanent Address Proof e.g. AADHAR card/ voter ID card/ Driving License in .pdf format and size between 50 KB to 400 KB Present Address Proof e.g. AADHAR card/ voter ID card/ Driving License in .pdf format and size between 50 KB to 400 KB Passport, Driving License, Voter ID, Electricity Bills or the first page of the bank passbook
Bank Account Details	Copy of the applicant's bank passbook Copy of the Co-Borrower’s Bank Passbook Or a canceled cheque displaying the account number and IFSC code
Photographs	Recent Coloured Passport-size photograph that should be in .jpg/ .jpeg format and in the size between 20 KB to 50 KB Colour photograph of the guardian / co-borrower in .jpg/ .jpeg format and size between 20 KB to 50 KB
Signature	Your Signature in .jpg/ .jpeg format and size between 10 KB to 50 KB Signature of the guardian / co-borrower in .jpg/ .jpeg format and size between 20 KB to 50 KB
Other Relevant Documents	Relevant pages of the brochure/ document detailing course fee in .pdf format and size between 50 KB to 400 KB

Importance of WB Student Credit Card Documents

The required documents for WB student loan help in ensuring the authenticity and eligibility of the students and disbursing loans properly to eligible candidates.

Both yours and your co-borrower’s identity can be authenticated by the identity proof for WB Student Credit Card that includes Aadhaar Card/ Voter ID/ PAN Card.
The fact that you are a resident of West Bengal can be confirmed by your Address Proof.
Your eligibility for higher students can be determined by your Class 10 & 12 mark sheets or your last qualifying exam marksheet.
If you have secured admission in a recognized institution, it can be determined by the admission letter & fee structure.
To ensure that you qualify under the income eligibility criteria, you are required to submit your Family Income Certificate, and your parent/guardian’s financial responsibility will be verified by the Co-Borrower’s (Parent/Guardian) ID & Income Proof.
For availing loans above INR 4 lakh, the PAN Card is mandatory to ensure compliance with banking and tax regulations.
Your merit or eligibility to pursue higher education can be verified through the Rank Card (JEE, NEET, WBJEE, etc.).

Visit the official website @wbscc.wb.gov.in and click on ‘Student Registration’ to apply for the WB Student Credit Card. Complete the loan application form and upload the required documents after carefully reviewing the official guidelines provided by the WB government to prevent the loan application from being delayed or denied. Eligible candidates can avail of collateral-free loans up to INR 10 lakh for domestic and international universities recognized by the government, thus being able to pursue their academic endeavors!

Related Links:

Bihar Student Credit Card (BSCC)	Bihar Student Credit Card Eligibility
How to Apply for Student Credit Card in Bihar	List of Top Colleges under Bihar Student Credit Card

To get further information on the WB Student Credit Card, feel free to dial our toll-free number 1800-572-9877 or fill out CollegeDekho’s Common Application Form . or write to us in the QnA zone .

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FAQs

Should I send any hard copy of the completed form once the registration and filling up of the WBSCC form is over?

No, you don’t need to send any hard copy of the completed form once the registration and filling up of the WBSCC form is over. However, you must preserve a hard copy of the WBSCC registration form for your future reference.

Which documents are required to be uploaded at the time of filling up of the WBSCC online form?

The documents required to be uploaded at the time of filling up of the WBSCC online form include Aadhaar Card or any valid ID proof like Voter ID, PAN Card for loans above INR 4 lakh, Class 10 & 12 Mark Sheets or last qualifying exam mark sheet, Admission Letter from a recognized institution, course fee structure issued by the institution, recent Passport Size Photograph etc.

Do I have to furnish the domicile certificate and Caste certificate for filling up the form under the WB Student Credit Card Scheme?

No, you don’t have to furnish a copy of your domicile certificate and Caste certificate for filling up the form under the WB Student Credit Card Scheme.

What is the official website for submission of documents under the West Bengal Student’s Credit Card Scheme?

The official website for submission of documents under the West Bengal Student’s Credit Card Scheme is wb.gov.in, the Higher Education Department, or banglaruchchashiksha.

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